.hct-wizard {
  --hct-primary: #25292e;
  --hct-accent: #f27700;
  --hct-ink: #25292e;
  --hct-muted: #747b84;
  --hct-line: #dfe3e7;
  --hct-soft: #f5f6f7;
  box-sizing: border-box;
  padding: clamp(20px, 3vw, 40px) 16px;
  background: transparent;
  color: var(--hct-ink);
  font-family: Arial, Helvetica, sans-serif;
  overflow-x: clip;
}

.hct-wizard *, .hct-wizard *::before, .hct-wizard *::after { box-sizing: border-box; }
.hct-shell { width: min(1040px, 100%); margin: 0 auto; }

.hct-brand-line {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding: 0 0 12px;
  border-bottom: 3px solid var(--hct-accent);
  color: var(--hct-primary);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.hct-brand-line span:last-child { color: var(--hct-accent); }
.hct-header { max-width: 760px; margin: 0 0 22px; text-align: left; }
.hct-eyebrow {
  display: inline-block;
  margin-bottom: 14px;
  color: var(--hct-accent);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.hct-header h2 {
  margin: 0;
  color: var(--hct-ink);
  font-size: clamp(30px, 4vw, 42px);
  font-weight: 800;
  line-height: 1.06;
  letter-spacing: -.035em;
}

.hct-header h2::after {
  display: block;
  width: 38px;
  height: 3px;
  margin-top: 12px;
  background: var(--hct-accent);
  content: "";
}

.hct-header p { max-width: 680px; margin: 0; color: #60666e; font-size: 17px; line-height: 1.65; }

.hct-progress-wrap { margin: 0 0 12px; }
.hct-progress-meta {
  display: flex;
  justify-content: flex-start;
  gap: 16px;
  margin-bottom: 9px;
  color: var(--hct-primary);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .11em;
  text-transform: uppercase;
}
.hct-progress-meta span:last-child { color: #8b9198; }
.hct-progress { height: 3px; overflow: hidden; border-radius: 99px; background: #e7e9ec; }
.hct-progress span { display: block; width: 25%; height: 100%; background: var(--hct-accent); transition: width .3s ease; }

.hct-form {
  position: relative;
  padding: clamp(24px, 4vw, 42px);
  border: 1px solid var(--hct-line);
  border-radius: 16px;
  background: #fff;
}

.hct-form::after { display: none; }

.hct-step { animation: hct-in .24s ease both; }
.hct-step[data-direction="back"] { animation-name: hct-back; }
@keyframes hct-in { from { opacity: 0; transform: translateX(12px); } to { opacity: 1; transform: none; } }
@keyframes hct-back { from { opacity: 0; transform: translateX(-12px); } to { opacity: 1; transform: none; } }

.hct-step-heading { display: block; max-width: 760px; margin: 0 0 24px; text-align: left; }

.hct-step-number {
  display: grid;
  place-items: center;
  width: 56px;
  height: 56px;
  background: var(--hct-accent);
  color: #fff;
  font-size: 15px;
  font-weight: 900;
}

.hct-step-heading h3 { margin: 0; color: var(--hct-ink); font-size: clamp(21px, 2.5vw, 26px); line-height: 1.2; letter-spacing: -.02em; }
.hct-step-heading p { margin: 0; color: var(--hct-muted); line-height: 1.5; }
.hct-options { display: grid; gap: 12px; }
.hct-options-3 { grid-template-columns: repeat(3, 1fr); }
.hct-options-4 { grid-template-columns: repeat(4, 1fr); }
.hct-card { min-width: 0; cursor: pointer; }
.hct-card input { position: absolute; opacity: 0; pointer-events: none; }

.hct-card-ui {
  position: relative;
  display: flex;
  min-height: 126px;
  height: 100%;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 20px 16px;
  border: 1px solid var(--hct-line);
  border-radius: 12px;
  background: #fff;
  text-align: center;
  transition: border-color .16s, background .16s, transform .16s;
}

.hct-card:hover .hct-card-ui { border-color: #bbc0c6; transform: translateY(-1px); }
.hct-card input:focus-visible + .hct-card-ui { outline: 3px solid rgba(242, 119, 0, .22); outline-offset: 3px; }
.hct-card input:checked + .hct-card-ui { border-color: var(--hct-accent); background: #fffaf5; box-shadow: 0 0 0 1px var(--hct-accent); }
.hct-card-icon { display: grid; place-items: center; width: 38px; height: 38px; margin-bottom: 13px; border-radius: 10px; background: var(--hct-soft); color: var(--hct-primary); }
.hct-card input:checked + .hct-card-ui .hct-card-icon { background: var(--hct-accent); color: #fff; }
.hct-card-icon svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.hct-card strong { margin: 0; color: var(--hct-ink); font-size: 15px; line-height: 1.25; }
.hct-card small { color: var(--hct-muted); font-size: 13px; line-height: 1.45; }
.hct-check { position: absolute; top: 15px; right: 15px; color: var(--hct-accent); font-size: 20px; font-weight: 900; opacity: 0; }
.hct-card input:checked + .hct-card-ui .hct-check { opacity: 1; }

.hct-inline-field { max-width: 520px; margin: 24px 0 0; }
.hct-inline-field label, .hct-field span { display: block; margin: 0 0 8px; color: #555c64; font-size: 11px; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; }
.hct-inline-field select, .hct-field input, .hct-field select, .hct-field textarea {
  display: block;
  width: 100%;
  padding: 14px 15px;
  border: 1px solid #d9dde1;
  border-radius: 9px;
  outline: none;
  background: #fff;
  color: var(--hct-ink);
  font: inherit;
  font-size: 15px;
  transition: border-color .16s, background .16s;
}
.hct-field textarea { min-height: 96px; resize: vertical; }
.hct-inline-field select:focus, .hct-field input:focus, .hct-field select:focus, .hct-field textarea:focus { border-color: var(--hct-accent); background: #fff; box-shadow: 0 0 0 3px rgba(242,119,0,.1); }
.hct-fields { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.hct-field-wide { grid-column: 1 / -1; }

.hct-summary { display: grid; grid-template-columns: repeat(3, 1fr); margin: -4px 0 28px; border: 1px solid var(--hct-line); background: var(--hct-soft); }
.hct-summary span { padding: 13px 15px; border-right: 1px solid var(--hct-line); }
.hct-summary span:last-child { border-right: 0; }
.hct-summary small, .hct-summary strong { display: block; }
.hct-summary small { margin-bottom: 4px; color: var(--hct-muted); font-size: 10px; letter-spacing: .08em; text-transform: uppercase; }
.hct-summary strong { color: var(--hct-ink); font-size: 14px; }
.hct-consent { display: flex; align-items: flex-start; gap: 10px; margin-top: 18px; color: var(--hct-muted); font-size: 13px; line-height: 1.5; cursor: pointer; }
.hct-consent input { margin-top: 3px; accent-color: var(--hct-accent); }
.hct-actions { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-top: 28px; padding-top: 20px; border-top: 1px solid #eceef0; }
.hct-btn { min-height: 48px; padding: 0 22px; border: 0; border-radius: 9px; appearance: none; font: inherit; font-size: 14px; font-weight: 700; cursor: pointer; transition: background .16s, color .16s, transform .16s; }
.hct-btn:hover { transform: translateY(-1px); }
.hct-btn-next, .hct-btn-submit { margin-left: auto; background: var(--hct-accent); color: #fff; }
.hct-btn-next:hover, .hct-btn-submit:hover { background: var(--hct-primary); }
.hct-btn-back { border: 1px solid #d9dde1; background: #fff; color: #555c64; }
.hct-btn-back:hover { border-color: var(--hct-primary); color: var(--hct-primary); }
.hct-btn:disabled { opacity: .6; cursor: wait; transform: none; }
.hct-error { display: none; margin-top: 20px; padding: 12px 15px; border-left: 4px solid #b52b21; background: #fff1ef; color: #94241d; font-size: 14px; }
.hct-error.is-visible { display: block; }

.hct-success { padding: clamp(40px, 7vw, 72px) 25px; border: 1px solid var(--hct-line); border-radius: 16px; background: #fff; text-align: center; animation: hct-in .3s ease both; }
.hct-success-icon { display: grid; place-items: center; width: 54px; height: 54px; margin: 0 auto 18px; border-radius: 50%; background: var(--hct-accent); color: #fff; font-size: 25px; font-weight: 900; }
.hct-success h3 { margin: 0 0 12px; color: var(--hct-ink); font-size: clamp(27px, 4vw, 38px); }
.hct-success p { max-width: 580px; margin: 0 auto; color: var(--hct-muted); font-size: 16px; line-height: 1.6; }
.hct-honeypot { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; opacity: 0 !important; }
[hidden] { display: none !important; }

.hct-home-cta {
  --hct-primary: #25292e;
  --hct-accent: #f27700;
  display: grid;
  grid-template-columns: 82px minmax(0, 1fr) auto;
  align-items: center;
  width: 100%;
  max-width: 1120px;
  min-height: 150px;
  margin-right: auto;
  margin-left: auto;
  padding: 26px 30px 26px 0;
  border: 1px solid #e0e3e6;
  border-left: 0;
  background: #fff;
  color: #25292e;
  font-family: Arial, Helvetica, sans-serif;
}

.hct-home-cta *, .hct-home-cta *::before, .hct-home-cta *::after { box-sizing: border-box; }
.hct-home-cta-mark {
  display: grid;
  align-self: stretch;
  place-items: center;
  margin-right: 26px;
  background: var(--hct-accent);
  color: #fff;
}
.hct-home-cta-mark svg { width: 37px; height: 37px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: square; stroke-linejoin: miter; }
.hct-home-cta-copy { min-width: 0; padding-right: 28px; overflow-wrap: anywhere; }
.hct-home-cta-copy > span { display: block; margin: 0 0 7px; color: var(--hct-accent); font-size: 10px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.hct-home-cta-copy strong { display: block; margin: 0 0 7px; color: var(--hct-primary); font-size: clamp(20px, 2.4vw, 29px); line-height: 1.16; letter-spacing: -.025em; }
.hct-home-cta-copy p { margin: 0; color: #6f757c; font-size: 14px; line-height: 1.5; }
.hct-home-cta-button {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  gap: 22px;
  padding: 0 22px;
  background: var(--hct-accent);
  color: #fff !important;
  font-size: 14px;
  font-weight: 800;
  text-decoration: none !important;
  white-space: nowrap;
  transition: background .16s, transform .16s;
}
.hct-home-cta-button span { font-size: 20px; line-height: 1; }
.hct-home-cta-button:hover, .hct-home-cta-button:focus-visible { background: var(--hct-primary); color: #fff; transform: translateY(-1px); }
.hct-home-cta-button:focus-visible { outline: 3px solid rgba(242, 119, 0, .25); outline-offset: 3px; }

@media (max-width: 860px) {
  .hct-options-4 { grid-template-columns: repeat(2, 1fr); }
  .hct-card-ui { min-height: 120px; }
}

@media (max-width: 650px) {
  .hct-wizard { padding: 18px 10px; }
  .hct-header { margin: 0 0 18px; }
  .hct-header h2 { font-size: 29px; }
  .hct-form { padding: 22px 14px; border-radius: 12px; }
  .hct-step-heading { display: block; margin-bottom: 18px; }
  .hct-options-3, .hct-options-4 { grid-template-columns: 1fr; }
  .hct-card-ui { min-height: 64px; align-items: center; justify-content: flex-start; padding: 13px 44px 13px 56px; border-radius: 9px; text-align: left; }
  .hct-card-icon { position: absolute; top: 16px; left: 16px; width: 36px; height: 36px; margin: 0; }
  .hct-card-icon svg { width: 19px; height: 19px; }
  .hct-card strong { margin: 0; }
  .hct-check { top: 50%; right: 14px; transform: translateY(-50%); }
  .hct-fields { grid-template-columns: 1fr; gap: 15px; }
  .hct-field-wide { grid-column: auto; }
  .hct-summary { grid-template-columns: 1fr; }
  .hct-summary span { border-right: 0; border-bottom: 1px solid var(--hct-line); }
  .hct-summary span:last-child { border-bottom: 0; }
  .hct-actions { flex-wrap: wrap; margin-top: 25px; }
  .hct-btn { padding: 0 17px; }
  .hct-btn-next, .hct-btn-submit { flex: 1; }
  .hct-home-cta { grid-template-columns: 52px minmax(0, 1fr); width: calc(100% - 20px); min-height: 0; padding: 0; border-left: 1px solid #e0e3e6; }
  .hct-home-cta-mark { grid-row: 1 / 3; margin: 0; min-height: 100%; }
  .hct-home-cta-mark svg { width: 28px; height: 28px; }
  .hct-home-cta-copy { min-width: 0; padding: 20px 15px 13px; }
  .hct-home-cta-copy strong { font-size: 21px; }
  .hct-home-cta-button { grid-column: 2; min-width: 0; margin: 0 15px 18px 0; padding: 12px 14px; white-space: normal; }
}

@media (max-width: 380px) {
  .hct-header h2 { font-size: 26px; }
  .hct-step-heading { display: block; }
  .hct-btn { width: 100%; }
  .hct-btn-back { order: 2; }
  .hct-home-cta { grid-template-columns: 44px minmax(0, 1fr); width: calc(100% - 16px); }
  .hct-home-cta-copy strong { font-size: 19px; }
  .hct-home-cta-copy p { font-size: 13px; }
}

@media (prefers-reduced-motion: reduce) {
  .hct-wizard * { animation: none !important; scroll-behavior: auto !important; transition: none !important; }
}